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To figure out which nonprofits are most likely to put you in touch with people of ultrahigh net worth, peruse the Chronicle of Philanthropy to see what causes top givers favor.

You would learn, for example, that Veronica Atkins, widow of low-carb diet guru Robert, has a 0 million fortune to share. She is bound to visit - even be honored by - the hospitals and universities to which she has given dough. In some cities there's an unspoken hierarchy of charities, says Richard Conniff.

(Yes, hard work - albeit of a different kind - is still a requisite for achieving wealth.) You will first need to identify the billionaires in your area (or their relatives) and learn their marital status. (UHNWIs are defined as those with million or more.) Many of them - up-and-coming hedge fund managers, telecom barons and Internet tycoons - may have amassed only a hundred million or so but could easily hit the Big B in a few years.

Then you'll have to study their businesses, hangouts, pets, favorite philanthropies, artists, music and vacation spots. For male fortune hunters, there are widows and armies of ex-wives with humongous divorce settlements. Since people think that it qualifies you to do just about anything, you can get hired just about anywhere. Women too seem to favor the brainy over the muscle-bound. If you (or your close relatives) have little aptitude for Excel spreadsheets and turned in unimpressive GRE scores, you'll have to select a career that focuses on a billionaire's second-greatest preoccupation after his business: spending.

"A chance encounter could easily lead to dinner," he says.

That entitles you to attend hosted exhibition previews and receptions where you can elbow your way into the elite.A seven-figure donation from your beloved to the school of your choice and your kids are in the door, even if they're no smarter than grapefruit. We scoured the how-to-marry-rich literature and talked to society watchers, upscale matchmakers and wealth experts. Unfortunately, those who had already made it to Fat City refused to say how they got there. Fortunately, the ranks of those who are filthy rich, if not quite in the billionaire stratosphere, are increasing daily.And we pored over divorce news to see how spouse No. "I am just not telling," said one billionaire's wife over her cellphone before hanging up. Marrying a billionaire is not beyond your grasp, as long as you're willing to work hard toward your goal. According to Merrill Lynch and Cap Gemini, a consulting company, there were 85,400 ultrahigh net worth individuals (UHNWIs) in 2005, the most recent year for which data were collected.Consider the more pragmatic bonuses of the good life.No more scrimping and scraping to make your annual Roth IRA contribution.There aggressive overachievers compete with one another to donate the most in what Milton Pedraza, head of the Luxury Institute, a market research company that studies the wealthy, calls the "alms race." Now thanks to the Internet, you can ferret out those shindigs.